Health Insurance is disbursement of your hospitalization bills and medical expenses during the period of the policy by Health Insurance Company. Health Insurance Claim is the simple and easy process which gives facilities to us cashless at 4300+ hospitals. The staff of medical company is very proficient and skilled to make sure that we get our compensation as soon as possible. Health care insurance company provides two main health claims handlers that are Paramount and Emendate.
The process of Emergency Cases on Network Hospital are-
There are two types of Health Insurance Claim:
For the process of Health insurance claim required documents are identification proof, insurance policy number and card, details of the insurance company, type of disease, previous reports would be required by the company to process your insurance claim, either it be cashless claim or bill reimbursement claim.
If we are suffering from disease or meet with an accident then we have hospitalized. For that, we contact to the FGH means Future General Health that is Future General India Insurance Company which is established in 2010 for health care insurance policy service. It is the service to get hospitalized in a cashless network hospital for cashless accessing. If you are not able to cashless service then you can pay hospitalization expenses and submitting bills to the hospital for reimbursement.
When we are hospitalized, then we fill form with following information as-
The process of Emergency Cases on Network Hospital are-
- Find nearest cashless network hospital
- To admission with using our health insurance ID card
- Fill cashless form for claims
- After filling form, submit to the insurance desk at the hospital
- Insurance Company generates an authorization letter to the network hospital
- We submit directly bill to the hospital
- If the treatment is not comes under policy, an authorization letter will be sent to the medical company for rejection with the proper reasons
There are two types of Health Insurance Claim:
- First one is Cashless Claim, in which insurer is not need to bother about carrying cash for medical treatment in hospitals. Hospitals which are listed from insurance company are authorized to take this type of claim. These listed hospitals do not charge for treatment of insurer in policy period and terms. Insurer needs to show only policy card, given by company and verifying details they start treatment.
- Second type of Health insurance claim is reimbursement of expenses ,in which Insurer get admitted or treated from Hospitals which are not listed by insurance company, medical bills are reimbursed by the insurance company. The bills and other documents have to be submitted to the insurance company after discharge along with other details. The company would verify and process the health insurance claim. After approval, the company would reimburse the amount to the insurer. This type of insurance claim consume more time when compared to the cashless medical claim process.
For the process of Health insurance claim required documents are identification proof, insurance policy number and card, details of the insurance company, type of disease, previous reports would be required by the company to process your insurance claim, either it be cashless claim or bill reimbursement claim.
If we are suffering from disease or meet with an accident then we have hospitalized. For that, we contact to the FGH means Future General Health that is Future General India Insurance Company which is established in 2010 for health care insurance policy service. It is the service to get hospitalized in a cashless network hospital for cashless accessing. If you are not able to cashless service then you can pay hospitalization expenses and submitting bills to the hospital for reimbursement.
When we are hospitalized, then we fill form with following information as-
- Name of patient
- ID card no. of health insurance policy
- Name of hospital
- Address of hospital with pin code and contact no
- Name of doctor with contact no
- Date of admit and discharge
- Details of diseases with complete explain
- Date of birth
- Name of Claim service